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    When the fixed rate period ends, you'll generally be automatically moved onto your lending institution's standard variable rate, which will normally be higher than any special offer you've been on (which of the statements below is most correct regarding adjustable rate mortgages?). At this moment you'll see your interest payments increase. However, you will be free to remortgage to a brand-new home mortgage offer, which may help keep your payments down.

    If rates of interest fall then this drop might be passed on to you, and you will see your regular monthly payments go down as a result. If home mortgage rates increase nevertheless, then obtaining expenses end up being steeper for lending institutions, and these greater costs are generally passed onto property owners. In this case your monthly payments would increase.


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  • Last Activity: 09-26-2020 06:18 AM
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