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    When the repaired rate duration ends, you'll usually be automatically moved onto your lending institution's basic variable rate, which will typically be greater than any unique offer you've been on (how reverse mortgages work). At this point you'll see your interest payments increase. Nevertheless, you will be complimentary to remortgage to a new home mortgage deal, which might assist keep your payments down.

    If interest rates fall then this drop could be handed down to you, and you will see your regular monthly payments decrease as a result. If home loan rates increase nevertheless, then borrowing expenses end up being steeper for lenders, and these greater expenses are usually passed onto homeowners. In this case your regular monthly payments would increase.


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  • Last Activity: 09-26-2020 07:22 PM
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