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    When the repaired rate duration ends, you'll normally be automatically transferred onto your lender's standard variable rate, which will typically be higher than any unique deal you have actually been on (when to refinance mortgages). At this moment you'll see your interest payments increase. However, you will be totally free to remortgage to a brand-new home loan deal, which might help keep your payments down.

    If interest rates fall then this drop might be handed down to you, and you will see your monthly payments decrease as a result. If home loan rates increase however, then borrowing expenses end up being steeper for loan providers, and these greater expenses are generally passed onto house owners. In this case your monthly payments would increase.


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  • Last Activity: 09-26-2020 08:50 PM
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