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    Here are four types of for home buyers today: fixed rate, FHA home mortgages, VA home mortgages and interest-only loans. With this sort of house mortgage loan, one pays off the home loan over a set period of time and at a fixed rate of interest no matter changes and trends that might impact rates of interest so that may they increase or down.

    FHA loans are the other sort of home mortgage loan. They are insured by the government through the Federal Real Estate Administration. This is done through home loan insurance which is moneyed into the loan. It is a great choice for very first time home purchasers who can benefit from rewards like low or no down payments and reduced or no credit score requirements.


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