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  • indian home loans - section 184

    has this program help any body??

    About the Indian Home Loan Guarantee Program (Section 184)

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    History
    Program Staff
    Guaranteed Section 184 Loans as of 01/01/2004


    History
    The Indian Home Loan Guarantee Program (Section 184) is funded annually by Congress. The program is offered to Native Americans and provides homeownership opportunities throughout Indian Country in the United States. The program was developed specifically for Native Americans seeking homeownership opportunities on fee simple land in an Indian area, on Tribal Trust Land, or on individually allotted land on a reservation.

    Program Staff
    The Program Office of Native American Programs, Office of Loan Guarantee is located in Denver, CO. Our mailing address is:

    Office of Native American Programs
    U.S. Department of Housing and Urban Development
    1999 Broadway, Suite 3390, Box 90,
    Denver, CO 80202
    Phone: 1-800-561-5913 or (303) 675-1600
    FAX: (303) 675-1671

    The 184 program staff is responsible for program development, monitoring and quality control, loan underwriting, program training, and marketing. In addition, the staff serve as a liaison between lenders, government agencies, tribal members, and other entities instrumental in making this program a success.


    Name Title
    Paul Jurkowski Director
    Jan Cummins Loan Guarantee Specialist
    Deanna Lucero Loan Guarantee Specialist
    Toll free number for all staff members: 1-800-561-5913
    Fax number for all staff members: (303) 675-1671


    Guaranteed Section 184 loans as of January 1, 2004

    State
    Loans
    Dollar Amount
    Alaska
    336
    $52,273,896

    Arizona
    263
    $21,181,741

    California
    35
    $7,736,988

    Iowa
    4
    $196,315

    Idaho
    26
    $1,661,152

    Louisiana
    3
    $257,056

    Maine
    1
    $107,514

    Michigan
    25
    $1,904,138

    Minnesota
    1
    $24,896

    Montana
    25
    $1,987,840

    North Carolina
    10
    $472,550

    North Dakota
    14
    $768,303

    Nebraska
    21
    $1,289,412

    Nevada
    2
    $199,622

    New Mexico
    42
    $4,391,984

    Oklahoma
    305
    $21,710,757

    Oregon
    58
    $4,045,798

    Rhode Island
    3
    $411,137

    South Carolina
    1
    $38,350

    South Dakota
    132
    $8,618,750

    Washington
    33
    $3,081,384

    Wisconsin
    93
    $8,790,308

    Wyoming
    1
    $128,345


    TOTAL
    1434
    $141,278,236

    eligable tribes - click link
    "When the forest weeps, the Anishinabe who listens will look back at the years. In each generation of Ojibway there will be a person who will hear the si-si-gwa-d, who will listen and remember and pass it on to the children."

    "Night Flying Woman"


  • #2
    What's the address to this site? I've been wanting to look into this program. I think this program is new to our Housing Loan Officer. She just started working with it this past year, so I haven't heard anything about the program. Thanks for any help you can give me on the address.

    Comment


    • #3
      i got this info from hud site ... just type in hud and go to the site , i went into home improvement loans , then home improvement loans for native americans ... let me know if you have any problems.
      "When the forest weeps, the Anishinabe who listens will look back at the years. In each generation of Ojibway there will be a person who will hear the si-si-gwa-d, who will listen and remember and pass it on to the children."

      "Night Flying Woman"

      Comment


      • #4
        OK - Thanks for the info...

        Comment


        • #5
          I got in OK. Thanks again!

          Comment


          • #6
            no problem... just let me know if u need any help, i can always email it to you.
            "When the forest weeps, the Anishinabe who listens will look back at the years. In each generation of Ojibway there will be a person who will hear the si-si-gwa-d, who will listen and remember and pass it on to the children."

            "Night Flying Woman"

            Comment


            • #7
              Umm okay so is it just for improving your current house you live in to like rebuild it or to make improvements to your existing home? or is it an actual like first time buyers type a deal??

              Comment


              • #8
                Okay okay, i got to the HUD site...and dammit its only for owning a home on native land lol. lol

                Comment


                • #9
                  Burberrilish ... yeah i know gurl! i wish it was for native's that don't live on the rez too .... dam government sucks ... but i figured i put it up here just to help the ppl that do live on the rez.
                  "When the forest weeps, the Anishinabe who listens will look back at the years. In each generation of Ojibway there will be a person who will hear the si-si-gwa-d, who will listen and remember and pass it on to the children."

                  "Night Flying Woman"

                  Comment


                  • #10
                    I KNOW LOL.. i was all happy that there was a program for natives out there to buy a house..dammit looks like i have to do it the good ole fashion way of buying my $100,000 house lol...flip :Mad

                    Comment


                    • #11
                      yeah gurl ... FHA , but yeah i got my house already... but now it needs some fixing ... ha ha ha ha! hey u know you can borrow ya closing cost, that's what i did and with the FHA loan you pay i think 3% down... shoot i even got money back , so i ended up only putting like 1300.00 down.
                      "When the forest weeps, the Anishinabe who listens will look back at the years. In each generation of Ojibway there will be a person who will hear the si-si-gwa-d, who will listen and remember and pass it on to the children."

                      "Night Flying Woman"

                      Comment


                      • #12
                        Yeah but what I understand with the Section 184 loans is that your tribe has to be a participating tribe with ONAP. And also to get the loans, your tribe must have had you sign a land lease for 50 years.


                        I know we were looking into this program but I haven't started bringing it to council yet so see how we can implement it.


                        It seems to be a good program tho
                        He's the type of rez I like
                        ~A. Waquie Nov. 2003~

                        Comment


                        • #13
                          Originally posted by Burberrilish
                          I KNOW LOL.. i was all happy that there was a program for natives out there to buy a house..dammit looks like i have to do it the good ole fashion way of buying my $100,000 house lol...flip :Mad
                          no u dont hud offers other programs to help with buying a home. but its jus not native oriented.
                          Oh yeah, I used to know Quentin...He's a real...He's a real Jerky

                          ~Flat Beat~

                          Comment


                          • #14
                            on the same tip as sectin 184....

                            there is another program from FHA called Section 248. which is basically like that.


                            Section 248 Loans
                            Oh yeah, I used to know Quentin...He's a real...He's a real Jerky

                            ~Flat Beat~

                            Comment


                            • #15
                              Re: on the same tip as sectin 184....

                              Originally posted by Emmy
                              there is another program from FHA called Section 248. which is basically like that.


                              Section 248 Loans

                              Oh yeah i seen that as well, but the elgible properties for both loans have to be located on native trust land or restricted land. And well, i won't be elgible for both of the loans ....:)

                              Comment

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