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  • Tipi Insurance

    I spent my Christmas in the middle of Illinois in a lbeautiful log cabin by a lake. Outside a side window I saw a full set of tipi poles leaning against a tree of what I accessed to be a 17 ft. tipi!

    So I asked the owner of the cabin if those were indeed tipi poles? He said the lady next door was a Cherokee and that those poles belonged to her "medicine tipi." He added that a strong wind distroyed the flap poles and tore the lining of the tipi. But the Cherokee lady had a $1200 insurance policy on her tipi and that would cover the cost of repair.

    Has anyone heard of tipi insurance?
    Powwows will continue to evolve in many directions. It is inevitable.

  • #2
    Damn Whome!
    You run across the strangest stuff and imagine right in the middle of Illinois a state not known for it large population of Cherokees
    Do you not only find a Cherokee
    But a Cherokee that owns a Tipi that has insurance on it

    Go Figure

    LOL
    ᎠᏂᎩᏚᏩᎩ - Anigiduwagi
    Till I Die!

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    • #3

      tipi insurance? oh man some guy in a suit is walking away with a check laughing

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      • #4
        OMG, that's hilarious!
        sigpic


        See my trading post ads
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        • #5
          Originally posted by SuzzeQ4 View Post

          tipi insurance? oh man some guy in a suit is walking away with a check laughing


          suzze,

          Perhaps we can persuade "this guy in a suit" to visit Crow Fair?
          Powwows will continue to evolve in many directions. It is inevitable.

          Comment


          • #6
            Originally posted by WhoMe View Post
            I spent my Christmas in the middle of Illinois in a lbeautiful log cabin by a lake. Outside a side window I saw a full set of tipi poles leaning against a tree of what I accessed to be a 17 ft. tipi!

            So I asked the owner of the cabin if those were indeed tipi poles? He said the lady next door was a Cherokee and that those poles belonged to her "medicine tipi." He added that a strong wind distroyed the flap poles and tore the lining of the tipi. But the Cherokee lady had a $1200 insurance policy on her tipi and that would cover the cost of repair.

            Has anyone heard of tipi insurance?

            I haven't but, and you may want to check with your insurance company, your tipi may be covered under your home owner's policy.
            DANCING IS EVERYTHING!!!!

            I love my tipi's. I'll never be homeless with them.

            History is written by the winners.


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            • #7
              She probably insured it under her homeowners policy. I insured my oboe and it is like $5 for $1500 insurance. I bet she wishes she slashed her tipi cover sooner to get the money!

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              • #8
                It's called a rider,,
                Additional coverage to a standard policy. EVERYONE SHOULD HAVE ONE FOR THEIR REGALIA!!
                Look at your car insurance(if it covers contents), renters, or home owners policy- if you read the fine print you will see that any thing worth over a certain dollar amount is not covered......
                Now think, how much would it cost to replace my beadwork?

                I am sure with a phone call or two you could get several insurance companies interested in selling policies at Crow Fair.

                And Who Me, please let us know where you are going to be so we can change our schedules according to avoid the weirdos that flock to you.

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                • #9
                  Originally posted by legalstraight View Post
                  And Who Me, please let us know where you are going to be so we can change our schedules according to avoid the weirdos that flock to you.

                  legal,

                  Wierdos are what makes life interesting.

                  How would homeowners insurance cover eagle feathers
                  Powwows will continue to evolve in many directions. It is inevitable.

                  Comment


                  • #10
                    I called my insurance company and asked about a rider to cover Jim and my regalia and other treasured items that reflect our native hertiage. The lady says that she'll get back to me about the rider in the next couple of days with the limits that it will cover, after I get her a list with the costs to aquire the items, the current value, the replacement cost and so on.

                    Now I have to ask how do you put a price on things like your treasured feathers, a piece of beadwork that was a gift from a dear grandmother, or you long hours put in on beading your dresses? I can give them a material cost for my buckskins and I can figure how many hours that I have in the work on them, but how can put a price on the sentinmental value of my skins, or my reproduction of a outfit that my grandmother wore in the early 1900's? How do I put a value on the head piece that my husband gave me for our anniversary?? I am sitting here trying to figure all that out. how do I put a price on the pipestone and the stone that Jim brought home from one of his trips out west that means so much to the both of us? The insurance company is never going to understand that these items are priceless to us.
                    Thankful for the blessing from the Creator in my life!!!!

                    Life should not be measured by the number of things that we aquire on our journey but by the number of lives that we touch along that road.

                    I am a bridge on the red path between my ancestors and the future. I am a bridge between my white heritage and my native heritage. A bridge joins two sides together and provides a way to move on..... A.K. O'Pry-Reynolds

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                    • #11
                      Valuation

                      You both have good points there, and the answer is there some things money just can't fix.

                      As for valuation-
                      Ask around (or if you sell outfits do it yourself) and figure out what you would have to pay someone to reproduce your regalia.
                      The insurance company may want you to produce receipts if you ever have to file a claim, and it is worth asking if they cover actual value or replacement costs.

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                      • #12
                        So if someone breaks into a tipi and steals the contents is that covered by the insurance too??? Or do they need to install an alarm system first! LOL
                        Listen to my heart, not just my mouth! The most powerfull thing we can do is,,,share,,, if we don't it dies with us.

                        It is the year of the bear, I am sharpening my claws and will no longer tollerate harrassment.

                        Born in Winnipeg raised in the Pikwakanagan, Deutschland was never home! Army brat that had no choice in a parents duties to home and country. I Too Serve our flag and work for the uniform.
                        Stand behind our troops or stand IN FRONT of them.

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                        • #13
                          Originally posted by Tibiki Kinew View Post
                          So if someone breaks into a tipi and steals the contents is that covered by the insurance too??? Or do they need to install an alarm system first! LOL
                          Well an old school alarm system would be a big ole ugly dog
                          it growls and your awakened
                          ᎠᏂᎩᏚᏩᎩ - Anigiduwagi
                          Till I Die!

                          Comment


                          • #14
                            I can only imagine the cost to buy any one of the items that makes up our regalia. Right now I have about 10 hours in making button holes for a French/Indian war mititary jacket for Jim's new regalia, the button holer part of my sewing machine took a hike and I am hand making 50 button holes. So I guess that if I was going to charge him to make it, the cost would be pretty dang expensive. I am not cheap!!!

                            Good grief, when you start listing the cost, even estimated since both of us make 95% of our regalia ourselves. You find out real fast where your "disposable" income has gone to...
                            Thankful for the blessing from the Creator in my life!!!!

                            Life should not be measured by the number of things that we aquire on our journey but by the number of lives that we touch along that road.

                            I am a bridge on the red path between my ancestors and the future. I am a bridge between my white heritage and my native heritage. A bridge joins two sides together and provides a way to move on..... A.K. O'Pry-Reynolds

                            Comment


                            • #15
                              Specialty Insurance Companies

                              Originally posted by steelemagnolia63 View Post
                              I called my insurance company and asked about a rider to cover Jim and my regalia and other treasured items that reflect our native hertiage. The lady says that she'll get back to me about the rider in the next couple of days with the limits that it will cover, after I get her a list with the costs to aquire the items, the current value, the replacement cost and so on.

                              Now I have to ask how do you put a price on things like your treasured feathers, a piece of beadwork that was a gift from a dear grandmother, or you long hours put in on beading your dresses? I can give them a material cost for my buckskins and I can figure how many hours that I have in the work on them, but how can put a price on the sentinmental value of my skins, or my reproduction of a outfit that my grandmother wore in the early 1900's? How do I put a value on the head piece that my husband gave me for our anniversary?? I am sitting here trying to figure all that out. how do I put a price on the pipestone and the stone that Jim brought home from one of his trips out west that means so much to the both of us? The insurance company is never going to understand that these items are priceless to us.
                              Wasn't it Lloyd of London that used to insure anything?

                              Maybe they could help.

                              I think I know that tipi insurance guy. He used to sell the freshmen hall passes in high school.....
                              Because of our treaty status, the distinction of being 'Cherokee' is a status of citizenship, not a racial issue.

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